Buy Now, Pay Later with Affirm

What is Affirm?

Affirm allows you to pay for items on through flexible financing over a period of time. The short application process requires that you provide a few pieces of personal information—either through the learn more link or at checkout. in most instances, you’ll receive an immediate decision on your eligibility to purchase in installments over 2, 6, or 12 months.

Affirm only conducts a soft credit check, which won’t affect your credit score, and keeps all sensitive information safely encrypted and protected using industry standard security protocols. for more information and faqs about affirm, click here.

How Affirm works

After adding items to your shopping bag, click to checkout. On the payment page in checkout, click Checkout with Affirm and follow the prompts through the Affirm process. Once you are approved, return to the checkout.

In the checkout process, enter your billing and shipping details and use the credit card number that was issued to you by Affirm.

What if I return my order?

Affirm will process a refund to your account once we complete your return transaction. Affirm will not charge you as long as your order is returned within 30 days of the date your order was placed. If your return is processed after 30 days, you will be charged for the interest for your loan up until the return. If you’ve already made loan payments, Affirm issues a refund credit to the bank account or debit card that you used to make the payments.

What if my order is cancelled?

if your order is cancelled within 5 days of placement, you will not be charged.

I’m having difficulties with Affirm. Who should I contact?

Please visit

Can I use Affirm on more than one order?

Yes. For each new order, Affirm may perform an additional "soft" credit check to ensure that they’re offering you the best financing options possible. Because Affirm considers each application for a new loan unique, being approved by Affirm previously doesn’t guarantee approval for subsequent applications. Since this is a soft credit check, however, applying with Affirm will never have an impact on your credit score!

I live outside the US. Can I use Affirm to pay for my order?

At this time, Affirm is available only to shoppers residing in the United States who are shipping their items to a US address. Affirm hopes to expand its services to customers outside the US in the future. 


Rates from 0% and 10-30% APR. For example, a $800 purchase might cost $73/mo over 12 months at 15% APR. Payment options through Affirm are subject to an eligibility check, may not be available in all states, and are provided by these lending partners: . Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license.